Dr. Joe's Chiro Corner Q & A: Navigating Chiropractic Treatment After a Car Accident Without Insurance

Emily: I was involved in a car accident last week and hurt my neck and back; however, I do not have any health insurance or medical pay on my car policy. The accident was not my fault. How do I go about getting treatment?

Dr. Joe: Great question, Emily. No need to worry if you do not have any health insurance or medical pay on your car policy. Our office accepts "Letters of Protection," which are essentially Promissory Notes signed by both you and your attorney. This arrangement allows you to receive treatment at our office despite not having insurance. Once your case settles, our office will then receive payment from your attorney from the proceeds of your case.

Understanding Letters of Protection

A Letter of Protection (LOP) is a document that allows individuals who have been injured in accidents and lack insurance coverage to receive necessary medical attention. This agreement involves the patient's attorney and the healthcare provider — in this case, Firgeleski Chiropractic Center. The LOP ensures that the medical provider will be paid from the settlement of the personal injury claim.

Benefits of Using Letters of Protection

1. Immediate Care: LOPs enable patients to receive immediate medical care without upfront costs, ensuring that injuries can be treated promptly and effectively.
2. Peace of Mind: Patients can focus on their recovery without the added stress of medical bills, knowing that payment issues are deferred until the legal resolution of their case.
3. Legal Support: Having an attorney involved ensures that all aspects of the patient's care and associated costs are properly documented and managed through the legal process.

The Role of Chiropractic Care in Post-Accident Recovery

Chiropractic treatment is often crucial for individuals involved in car accidents. It helps address common injuries such as whiplash, back pain, and other musculoskeletal issues resulting from collisions. At Firgeleski Chiropractic Center, we specialize in diagnosing and treating these injuries with a comprehensive approach that includes assessment, treatment, and follow-up care.

What to Expect During Your Visit

When visiting Firgeleski Chiropractic Center under a Letter of Protection, you can expect the following:

• A thorough evaluation to assess the full extent of your injuries.
• A personalized treatment plan tailored to your specific needs.
• Regular follow-ups to monitor your recovery and adjust treatments as necessary.

If you've been in a car accident and are concerned about how to afford chiropractic care without insurance, consider discussing the option of a Letter of Protection with your attorney. At Firgeleski Chiropractic Center, we are committed to ensuring that all patients receive the care they need to recover, regardless of their immediate ability to pay.

For more information or to schedule a consultation, visit Firgeleski Chiropractic Center or contact us today. Don’t let insurance barriers prevent you from getting the care you deserve.